Need solutions? Our counseling seeks results! In the counseling session, your advisor listens and evaluates how best to meet your specific needs. Our professional counselors gear the answers to your individual goals. No, CCCS of Greater Dallas doesn't have a magic wand, but we have our experience and resources working for us-and you. If there's a way to solve your problem, your counselor can help you find it. See if one of the solutions below would work for you.

It has been said that education is a lifelong quest, and financial education is no exception. We all know that the world of money and credit has become increasingly complex, and at a time when individuals and families have even more demands put upon them. Join the many who have benefited from the bevy of financial classes our award-winning Education Department conducts. From the basics to the complicated, you might just find yourself becoming a regular attendee!

Did you miss a payment or two? Call CCCS before it gets out of hand! If you find that you just can't pay your debts, then our Debt Management Plan (DMP) may be the answer. On a DMP, CCCS works directly with your creditors to negotiate a repayment plan you can handle. Often, creditors reduce interest, late fees or over limit fees to a more manageable level. You could end up with a lower monthly payment, and be debt free in less than five years. Before you consider bankruptcy, do yourself a favor and call us first.*

We recommend what is best for the consumer. Sometimes the best option is a Debt Management Plan. Sometimes not. Our goal is to provide you, the client, with tools to regain financial stability, whatever those tools may be. CCCS works with dozens of helpful outside agencies and refers as needed. Each local office has a detailed list of community referrals, and our Telephone Counseling centers can suggest resources on a national level.

When the going gets tough, you need someone in your corner! We're pros at consumer advocacy. Through our 30+ years of experience, we developed relationships with businesses, other non-profits, lenders and creditors. On a daily basis, our counselors pick up the phone and network on our clients' behalf. Few things give us more pleasure than solving a consumer's concern. Don't go it alone. CCCS is just a phone call away.